1. Introduction

For thousands of Indian aspirants, a “bank job” usually means IBPS PO, Clerk, or SBI exams. But the banking ecosystem is much wider than core branch banking. Positions like Faculty at RSETI centres and FLCC Counsellors play a critical role in financial inclusion and rural development.

This recruitment from Central Bank of India is not a mass recruitment drive. It is a specialized, niche hiring for only 2 posts. That itself makes it important.

If you are someone looking for a stable banking-related career without the pressure of competitive online exams, this opportunity deserves serious attention.

This opening is ideal for:

  • Retired bank officers
  • Experienced professionals in teaching, rural development, or financial literacy
  • Candidates who prefer contractual but meaningful roles
  • Aspirants who want a career connected to social banking rather than hardcore sales targets

Let us understand this recruitment like a mentor, not like a generic notification.

2. Key Details Table

ParticularDetails
OrganizationCentral Bank of India
PostsFaculty, FLCC Counsellor
Total Vacancies02
Mode of ApplicationOffline
SalaryRs.25,000 - Rs.30,000 per month
Minimum QualificationAny Graduate
Age Limit22 to 65 years (post-wise)
Selection MethodPersonal Interview
Last Date to Apply20 February 2026
Official Websitehttps://centralbank.bank.in

3. Post-Wise Eligibility Explained

A. Faculty Post - What It Really Means

Qualification Reality

The notification mentions many qualifications such as:

  • Graduate in any stream
  • MSW / MA in Rural Development
  • Sociology / Psychology
  • B.Sc Agriculture or related fields
  • BA with B.Ed

In practical terms:

This job is meant for candidates who can train rural youth and self-help groups. So degrees related to teaching, agriculture, or rural development are naturally preferred.

Essential Skills That Matter More Than Degree

  • Ability to teach adults
  • Basic computer knowledge
  • Good command over local language
  • Communication skills
  • Typing skills in local language

Who Is Most Suitable?

  • Retired bankers
  • Experienced teachers
  • Trainers from NGOs
  • People with experience in rural development projects

Age Limit for Faculty

  • 22 to 40 years

B. FLCC Counsellor Post - A Different Profile

FLCC means Financial Literacy and Credit Counselling Centre.

This role is not about classroom teaching. It is about:

  • Guiding people on banking services
  • Educating customers about loans, savings, and financial planning
  • Helping rural population avoid financial mistakes

Eligibility Snapshot

  • Graduate from recognized university
  • Computer literacy
  • Strong communication skills
  • Minimum 10 years work experience
  • Preference to retired bank officers

Age Limit

  • Generally 45 to 65 years

This clearly shows:

FLCC Counsellor post is mainly designed for experienced and retired professionals, not fresh graduates.

4. Selection Process Breakdown

Unlike IBPS or SBI recruitments, there is:

  • No online exam
  • No prelims or mains
  • No sectional cut-offs

Selection is purely based on:

  • Application screening
  • Personal Interview

This makes the recruitment very different from mainstream bank exams.

What Banks Actually Look For in Interview

  • Practical knowledge
  • Communication ability
  • Understanding of rural banking
  • Past experience
  • Local language fluency

So your resume and interview performance matter more than certificates.

5. How to Apply - Guided Walkthrough

This is an OFFLINE recruitment. Many young candidates make mistakes here.

Step-by-Step Process

  1. Download the official application form from Central Bank website
  2. Print it properly
  3. Fill details carefully in CAPITAL letters
  4. Attach required documents
  5. Put everything in a sealed envelope
  6. Write clearly on envelope:
    “Application for the post of ____ at RSETI Centre on contract”
  7. Send it to:

Regional Manager / Co-Chairman
DLRAC, Central Bank of India
Regional Office, 1st Floor, Sah Katra
New Market Road, Katihar - 854105

Common Application Mistakes to Avoid

  • Sending application after last date
  • Not signing the form
  • Incomplete address
  • Blurred photocopies
  • Missing experience certificates
  • Wrong post name on envelope

Remember:

Offline applications are rejected very strictly.

6. Salary, Perks & Career Growth in Banking Context

Faculty

  • Fixed Salary: Rs.30,000 per month
  • No additional allowances
  • Contractual engagement

FLCC Counsellor

  • Salary: Rs.25,000 per month
  • Mobile allowance: Rs.1,000

Ground Reality

These are not regular permanent bank jobs.
They are contractual roles focused on social banking.

However, benefits include:

  • Stable monthly income
  • Respectable banking environment
  • Low pressure compared to branch banking
  • Fixed working hours
  • Meaningful community work

For retired professionals, this is an excellent post-retirement engagement.

7. Preparation Strategy (Interview-Focused)

Since there is no written exam, preparation should be completely interview-oriented.

What to Prepare

  • Basics of Indian banking system
  • Financial literacy concepts
  • Rural credit schemes
  • Government financial inclusion programs
  • PMJDY, PMMY, SHG-Bank linkage
  • Computer basics
  • Local language fluency

30-Day Interview Plan

Week 1

  • Revise banking basics
  • Study financial inclusion schemes

Week 2

  • Prepare personal introduction
  • Gather experience documents

Week 3

  • Mock interviews
  • Current banking awareness

Week 4

  • Documentation
  • Presentation practice

8. Pros & Cons of This Recruitment

Pros

  • No competitive exam
  • Simple interview process
  • Good for retired/experienced candidates
  • Work-life balance
  • Socially meaningful job

Cons

  • Very limited vacancies
  • Contractual nature
  • No major allowances
  • Not suitable for freshers

9. Checklist for Serious Applicants

Before sending application, confirm:

  • Correct post applied
  • Age criteria matched
  • Qualification proof attached
  • Experience certificates included
  • ID proof attached
  • Envelope properly labeled
  • Application reaches before 20-02-2026

10. Conclusion

This Central Bank of India recruitment is not for everyone.

If you are:

  • A retired banker
  • An experienced teacher
  • Someone passionate about rural development
  • Looking for a peaceful, stable contractual role

Then this is a very meaningful opportunity.

But if you are a young fresher aiming for PO/Clerk level mainstream banking career, this is probably not your best target.

Choose wisely according to your career stage.

11. Frequently Asked Questions

Q1. Is this a permanent government job?
No. These are contractual positions.

Q2. Can fresh graduates apply?
Only for Faculty post, and even there preference is for experienced candidates.

Q3. Is there any written exam?
No. Selection is through interview only.

Q4. Can candidates from other states apply?
Preference is given to local residents of the same state/district.

Q5. What is the exact last date?
Applications must reach on or before 20 February 2026.

Q6. Where to send the form?
To Central Bank of India Regional Office, Katihar address mentioned above.

Apply Now

Apply Link: https://centralbank.bank.in