1. Introduction - Understanding This Opportunity

For most Indian job aspirants, a “bank job” usually means clerical or probationary officer posts. But the banking sector also offers specialized professional roles that are equally stable, respectable, and rewarding. One such profile is the Bank Medical Consultant.

Punjab and Sind Bank has announced recruitment for the post of Medical Consultant at Zonal Office Gurgaon on a contractual basis. This is not a typical competitive exam-based role like IBPS or SBI PO. Instead, it is a professional engagement suited for qualified medical practitioners who want a stable, low-stress, and structured association with a public sector bank.

This opening is especially valuable for:

  • Experienced doctors seeking part-time institutional work
  • Medical professionals looking for fixed, predictable working hours
  • Practitioners who want to associate with a government banking environment
  • Retired or semi-retired doctors wanting continued professional engagement

Unlike mainstream banking exams, this recruitment focuses more on professional background and interview performance rather than written aptitude tests.

2. Key Details at a Glance

ParticularDetails
OrganizationPunjab & Sind Bank
Post NameBank’s Medical Consultant
Job LocationZonal Office, Gurgaon
Mode of ApplicationOffline
Nature of JobContractual
RemunerationRs. 800 per hour
QualificationMD (General Medicine) or MBBS/BHMS with experience
Experience Required5-7 years depending on qualification
Last Date to Apply12-02-2026

Note: Number of vacancies has not been specified by the bank.

3. Post-Wise Eligibility Explained

What the Qualification Requirement Really Means

The bank has kept two eligibility routes:

Route 1 (Preferred):

  • MD in General Medicine
  • Minimum 5 years post-qualification experience

Route 2:

  • MBBS or BHMS degree
  • At least 7 years of experience as a registered medical practitioner

The bank has clearly mentioned that MD-qualified doctors will be given preference. However, if such candidates are not available, experienced MBBS/BHMS doctors may also be considered.

Who Is Practically Suitable?

This role is ideal for:

  • Doctors already practicing in or around Gurgaon
  • Professionals looking for limited weekly engagement (8 hours per week)
  • Those who want supplementary, stable income
  • Doctors previously empanelled with banks or PSUs

Fresh MBBS/BHMS graduates are not suitable, as the minimum experience requirement is strict.

4. Selection Process Breakdown

Unlike IBPS or SBI recruitments, there is no written exam here.

Actual Selection Flow:

  1. Scrutiny of Applications

    • Bank reviews qualifications and experience

  2. Shortlisting

    • Only eligible and suitable profiles are called

  3. Interview Round

    • Professional interview to assess suitability

  4. Final Merit List

    • Selection purely based on interview performance

  5. Contract Offer

    • Engagement letter issued via email

This is a straightforward professional hiring process rather than a competitive mass recruitment.

5. How Banks Shortlist Candidates - Reality Check

In recruitments like this, banks usually look for:

  • Stability of professional career
  • Proximity to job location
  • Experience with institutions
  • Prior PSU/bank empanelment
  • Availability and flexibility

Candidates with Gurgaon/Haryana-based practice will naturally have an advantage.

6. How to Apply - Practical Walkthrough

Since this is an offline recruitment, careful documentation is crucial.

Step-by-Step Process

  1. Download the official application format

  2. Fill all personal and professional details accurately

  3. Attach self-attested copies of:

    • PAN/Aadhaar
    • Educational certificates
    • Medical registration certificate
    • Experience proofs

  4. Superscribe the envelope clearly:

    “Application for engagement of Medical Consultant on contractual basis at Punjab & Sind Bank, Zonal Office Gurgaon”

  5. Send the application via Ordinary/Speed Post to:

The Zonal Manager,
Punjab & Sind Bank,
Zonal Office Gurgaon,
Plot No.-151, Sector-44,
Kanhai Colony Gurgaon,
Haryana-122003

  1. Ensure delivery before: 12 February 2026

7. Common Application Mistakes to Avoid

Many candidates lose opportunities due to small errors. Avoid these:

  • Incomplete application forms
  • Missing experience certificates
  • Unsigned documents
  • Wrong postal address
  • Late dispatch
  • Unclear photocopies
  • Missing registration certificate

In offline recruitments, documentation quality often decides shortlisting.

8. Salary, Perks & Career Growth Reality

Remuneration

  • Rs. 800 per hour
  • Working Hours: 8 hours per week

This means:

  • Approx. Rs. 6,400 per week
  • Around Rs. 25,000+ per month (depending on schedule)

Important to Understand

This is a purely contractual engagement, therefore:

  • No PF
  • No gratuity
  • No leave benefits
  • No medical reimbursement
  • No regular employee perks

However, for many doctors this is still attractive because:

  • Fixed income
  • Limited hours
  • Institutional attachment
  • Low workload pressure

Contract Period

  • Initially for 2 years
  • Extendable based on performance

9. Pros & Cons of This Recruitment

Pros

  • Stable government bank association
  • Very limited working hours
  • No competitive exam stress
  • Respectable professional profile
  • Ideal for experienced doctors

Cons

  • No permanent employment
  • No employee benefits
  • Limited career growth
  • Hour-based payment

This is more of a professional consultancy role than a traditional government job.

10. Who Should Apply - Honest Advice

Apply if you are:

  • An experienced doctor
  • Based in or near Gurgaon
  • Looking for part-time institutional work
  • Comfortable with contractual engagement
  • Interested in steady supplementary income

Do NOT apply if you:

  • Expect a permanent bank job
  • Want full-time medical employment
  • Are a fresh graduate
  • Cannot manage weekly commitments

11. Final Checklist for Applicants

Before sending your application, ensure:

  • Application form is fully filled
  • All documents are self-attested
  • Experience proof is properly attached
  • Envelope is correctly superscribed
  • Address is accurately written
  • Application reaches before deadline

12. Conclusion - A Practical Perspective

This Punjab and Sind Bank Medical Consultant recruitment is not for the typical banking exam aspirant. It is a niche, professional opportunity meant for established medical practitioners.

For the right candidate, it offers:

  • Predictable work
  • Decent hourly pay
  • Association with a reputed PSU bank
  • Low-stress professional environment

If you meet the eligibility and are located near Gurgaon, this is genuinely worth considering.

Frequently Asked Questions

Q1. Is this a permanent government job?
No. It is a contractual engagement only.

Q2. Is there any written exam?
No. Selection is purely interview-based.

Q3. Can fresh MBBS graduates apply?
No. Minimum 7 years of experience is mandatory.

Q4. How many vacancies are there?
The bank has not specified the number of posts.

Q5. Can the contract be extended?
Yes, based on satisfactory performance.

Q6. Is prior bank experience necessary?
Not mandatory, but preferred.

Apply Now

Apply Link: https://punjabandsind.bank.in